After pulling out the stopwatch for over 50 transactions at
various retailers in recent days, I can confirm that it takes
twice as long to pay with a chip card than with a card swipe or
mobile payment — on average, 13 seconds versus 6 seconds.
Think about it this way: If you made two purchases every day for a
year with a chip card instead of a swipe or smartphone, you’d
spend 85 extra minutes at the checkout counter. That’s nearly an
hour and a half of your time, to give someone your money.
And that doesn’t count the time playing swipe-or-chip roulette.
Consider yourself lucky when you encounter a “NO CHIP!” sign or a
duct-tape blockade over the slot.