Apple: iOS 18.1 Will Offer API for Third-Party Apps to Offer In-App NFC Transactions Using the Secure Element

Apple Newsroom:

Starting with iOS 18.1, developers will be able to offer NFC contactless transactions using the Secure Element from within their own apps on iPhone, separate from Apple Pay and Apple Wallet. Using the new NFC and SE (Secure Element) APIs, developers will be able to offer in-app contactless transactions for in-store payments, car keys, closed-loop transit, corporate badges, student IDs, home keys, hotel keys, merchant loyalty and rewards cards, and event tickets, with government IDs to be supported in the future.

Reading between the lines, I do not think this will grant third-party apps access to the double-tap-side-button action to initiate a payment. And, I say, that’s a good thing. That’s something Apple should reserve for Apple Pay. I’m not sure the European Commission will agree with me.

Whoops: I should have read more than the first paragraph:

To make a contactless transaction within an app that utilizes these APIs, users can either open the app directly, or set the app as their default contactless app in iOS Settings, and double-click the side button on iPhone to initiate a transaction.

We regret the error, and the appropriate people have been sacked.

★ Wednesday, 14 August 2024